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Adopting the euro was easy for me. I spent all my money the night before.
I was living in Ireland at the time, as 2001 became '02.
The conversion rate was 0.787564 punts (pounds) to the euro, effective on the 1st of January 2002.
I was out drinking on New Year's Eve with some people whom I'd met, some of whom had become friends. I borrowed 20 pounds from the boyfriend of one of them.
I repaid him 25 euro.